Informational Mortgage Articles in Alton, Alabama.

Commercial Articles

Commercial Debt Ratios - When analyzing the personal budget of a borrower, lenders use two different debt ratios to determine if the borrower can afford his obligations.
Commercial Debt Service Ratio - The most important ratio to understand when making income property loans is the debt service coverage ratio.
Commercial Lending Ratios - Most real estate lending can be boiled down to the results of three ratios
Commercial Loan Checklist - The following list will help you identify the types of information a banker will need to make an informed decision about your business.
Commercial Loan to Value Ratios - The loan-to-value (LTV) ratio is probably the most important of the three underwriting ratios
Commercial Property Types - Listed here is a partial list of properties that require commercial financing
Commercial Underwriting Guidelines - Commercial Financing is underwritten on a case by case basis. Every loan application is unique and evaluated on its own merits, but there are a few common criteria lenders look for in commercial loan packages.
Financing Options - There are numerous options when it comes to financing.
Questions to Ask Yourself - Are you and your business credit worthy?
Ten Myths and Facts about SBA - Some common misunderstandings about SBA.